2035年养老金将耗尽?真相是......

日日博娱乐城

最近,有关“2035年养老金将用尽”的谣言将再次抬头。 80年代和90年代后,我将无法领取养老金。

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网络传闻截图

事实上,早在今年4月,人力资源和社会保障部就已经对此做出了权威的回应:充分保证养老金将按时足额支付,这将充分保证健康。并且系统运行平稳。请放心,也请大多数退休人员放心。

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2019年4月,人力资源和社会保障部回应称“养老保险将在2035年用完”

1

“一些省市没有足够的退休金”

到底是怎么回事?

近年来,媒体不时报道“部分省市养老金不足”的消息。 “80年代和90年代后如何养老”已成为许多人心中的“痛苦”。因此,如“2035年养老金将用尽”可以轻易触及公众的敏感神经,并一再成为热门话题。

各地区的养老金支付情况确实存在。从表面上看,它是经济发展的原因,但它本质上是劳动力的流动。劳动力是养老保险的贡献者和贡献者,退休后是接受者和享受者。在省级养老金的背景下,劳动力流动导致养老金抚养比率(保险雇员人数与领取养老金福利金的人数之比)的差异。

劳动力流入大省市,因为劳动力流入相对年轻,支付更多的人和更少的人,往往更多的余额,养老金相对较高。相反,一些省市的劳务力流出较少,支出压力较大,养老金相对较低。因此,出现了“一些省市养老金不足”的情况。

2

五项措施

确保养老保险的可持续发展

In the face of the reality that the pressure on pension revenues has increased, the central government has taken a series of positive and effective measures:

First, through the implementation of a comprehensive policy to reduce social security rates, and to create a "cake" of pension insurance, a virtuous circle of corporate development and pension insurance system development. On April 10, the State Council issued《降低社会保险费率综合方案》to reduce the proportion of unit payment for endowment insurance and adjust the upper and lower limits of the individual payment base. The implementation of the two policies not only reduces the social security burden of enterprises, but also lowers the threshold for participating in insurance contributions, helps to improve the enthusiasm of enterprises and employees, and integrates more employees into the pension insurance system to form a virtuous circle.

Second, through the implementation of the fund's central adjustment system, balance the burden of endowment insurance between regions, and help difficult areas to ensure distribution. At the end of 2018, the accumulated balance of enterprise pension insurance funds reached 4.78 trillion yuan, which has a relatively strong guarantee capacity. However, the structural contradictions are more prominent and the regions are very uneven. Since the second half of last year, the central government has implemented the central adjustment system for pension funds, and the progress has been relatively smooth, and it has begun to effectively alleviate structural contradictions.

The third is to continuously increase the strategic reserve fund, and will continue to grow bigger and stronger in the future. At present, the National Social Security Fund has a strategic reserve of about 2 trillion yuan, and the transfer of some state-owned capital to enrich the social security fund has been started, and will continue to increase the transfer efforts in the future.

Fourth, the financial investment of basic endowment insurance at all levels of finance has increased year by year. This year, the budget allocated by the central government to arrange enterprise endowment insurance reached 528.5 billion yuan, a year-on-year increase of 9.4%, and local finances also made corresponding funding arrangements.

xx五是其他养老保险改革正在稳步推进,体制内部激励约束机制正在进一步完善。人力资源和社会保障部将与有关部门采取综合措施,积极稳妥地开展养老保险基金的投资和运作,加大基金的集中调整力度,不断提高总体规划水平,加大资金投入。监管。同时,系统本身不断加强,使系统固有。多付和长期支付的激励和约束机制更加健全。

总之,增加养老金支付的压力是现实的,但应对措施也是有效的。

健康的生活,快乐的工作

您的退休金是正确的

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资料来源:新华网综合中国互联网联合拆除平台